Fair Debt Collection

Know Your Rights

Find Help With Fair Debt Collection Laws

Most people have no idea just how strict the law is when it comes to collection of debts, especially so-called “consumer debts,” which means debts that are incurred for personal, family, or household purposes.  There is a very long list of rules that third-party collectors have to follow.  “Third-party collectors” means debt collectors and attorneys who did not initially loan the money or provide the service that led to the debt.  While many states have state debt collection laws (ask the lawyer we refer you to whether your state has such a law), the most important single law is a Federal law called the “FDCPA,” or Fair Debt Collection Practices Act.

Because the list of prohibited behaviors is so long and complicated, many times only a lawyer would know if your rights are being violated.  What does that mean for you?  Well, it means that any time you receive a debt collection letter or call, see a debt collector listed on your credit report, or get served with a lawsuit, you should get the advice of an attorney.  Luckily, any attorney you reach through our site must offer FREE CONSULTATIONS that will at least provide you with basic advice about your options, and if a debt collector is violating your rights, the attorney could also represent you AT NO CHARGE to pursue a claim against the collector or attorney violating your rights.  This could and often does lead to outcomes such as: (1) settling the debt for a small amount; (2) eliminating the debt; and/or (3) financial compensation. 

Think you might be dealing with a scammer?

What those we have helped have to say

“I have had the privilege of doing business with Josh for a few years now whenever I’ve been harassed by credit card debt collectors, particularly when I’m not the guy they seek. But Debt Collectors don’t listen they just want somebody’s money. Well let’s just say we took theirs!

  At times I’ve had my own credit card issues and some I fought the 3rd party interloper, aka the Debt Collector. In some I discovered by this firm’s suggestion that they can actually get a settlement with the original creditor or even a legit Debt Collector who has properly proven they bought the original debt. Settling in at least one of my cases was just under half of what I owed.  I felt good knowing this suggested outcome included accurate credit reporting once an agreement was reached and I was easily able to pay Josh for a job well done.

 

Bob (Oregon)”

 

“These testimonials were written by a client of one of the law firms that this site can refer you to for assistance.”

What those we have helped have to say

“My wife and I were being harassed by a collection agency and we contacted this firm to see if we could get any relief.  Josh and Don went to work for us with no up-front costs and wound up getting us a very satisfactory cash settlement and more importantly sent a message to the collection agency that they cannot use illegal and intimidating means to browbeat consumers.  We would highly recommend using them if you find yourself being intimidated by a credit collection agency.

 

Jeff and Betsie (Oregon)”

 

“These testimonials were written by a client of one of the law firms that this site can refer you to for assistance.”

What those we have helped have to say

“I just want to say Thank You to everyone in your office very much for all you did for me in getting those bogus creditors to not only stop harassing me over a bill that was never my bill, but even more for making them pay up for their unwanted communications.  I appreciate your help and I think what you do for people such as myself is very admirable.

 

Fara (Washington)”

 

“These testimonials were written by a client of one of the law firms that this site can refer you to for assistance.”

What those we have helped have to say

“Thank you, really.  In all the years I’ve spent trying to get any sort of help with these loans, you guys are the only ones that have accomplished anything.  I truly appreciate it.  Thank you again.

 

Dustin (Oregon)”

 

“These testimonials were written by a client of one of the law firms that this site can refer you to for assistance.”

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